Mortgage Lending

Whether you are a first-time home buyer, looking to build, or interested in refinancing your current home our mortgage lenders can help. Let one of our experienced lenders answer your questions and explain the loan options best for you. We are committed to earning your business every day. Contact one of our mortgage lenders today for more details.


Have you found the house you want to buy or wanting to refinance your current home? Elberfeld State Bank can make it happen. Our mortgage lenders can help you understand the options available and answer any questions you might have. Our lenders can help you select a mortgage that is right for you.

Loan Types available:

  • Freddie Mac Loans
  • Construction Loans
  • Home Equity Lines of Credit
  • Adjustable-rate mortgages (ARMs)
  • Short and Long Term Financing

Home Equity

Need money to make home improvements, pay for education, or need to consolidate some debts? A Home Equity Loan can help you achieve your goal. A Home Equity Loan gives you the money you need in a lump sum. Take as little or as much as you need on a revolving basis. It’s easy and convenient.