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Personal Banking

 

Checking

  FREE CHECKING PRIME CHECKING 50 and Over ELITE CHECKING EZ MONEY MARKET
Online Banking FREE FREE FREE FREE
Online Bill Pay FREE FREE FREE FREE
Telephone Banking FREE FREE FREE FREE
Notary Service FREE FREE FREE FREE
ATM Debit Card FREE FREE FREE FREE
Checks   FREE    
No Minimum Balance Required
No Monthly Service Fee
Interest Bearing     Yes, If all criteria is met Yes
Minimum to Open $50 $50 $1,500 $5,000
Foreign ATM Transactions $12 per Statement Cycle $12 per Statement Cycle $12 per Statement Cycle ATM Owner may assess surcharge
Limitations
  • Online Statements Required
  • No Checks
  • Conjoined with Prime Savings
  • Automatic Transfer Service to Savings
  • Combined Bank Statements
  • Online Statements Required
  • (1) Direct Deposit
  • (1) Online Bill Pay
  • (12) Point of Sale Purchases
  • Secure E-Statements downloaded once a statement cycle
  • Limited 6 transfers
  • Unlimited transfers or withdrawals made in person, mail, or ATM

 

 

 

Savings

  SAVINGS PRIME SAVINGS CHRISTMAS CLUB
Online Banking FREE FREE FREE
Telephone Banking FREE FREE FREE
Notary Service FREE FREE FREE
Deposit Tickets & Withdrawal Tickets FREE FREE FREE
Minimum Balance $100 waived for person under 21 No Minimum Balance No Minimum Balance
Quarterly Service Fee $1 if minimum balance is not maintained    
Limitations
  • Limited 6 transfers
  • Unlimited transfers or withdrawals made in person, mail, or ATM
  • Conjoined with Prime Checking
  • Limited 6 transfers
  • Unlimited transfers or withdrawals made in person, mail, or ATM
  • 50 week club account
  • No withdrawals until account maturity
     

 

 

CDs and IRAs

Certificate of Deposit

We have a variety of CDs available. Ask one of our account representatives about opening a CD.

Account Product Name Minimum Opening Deposit Interest Rate Annual Percentage Yield
7 Day CD $1,000.00 0.05% 0.05%
91 Day CD $1,000.00 0.05% 0.05%
182 Day CD $1,000.00 0.05% 0.05%
7 Month CD $5,000.00 0.05% 0.05%
9 Month CD $1,000.00 0.05% 0.05%
1 Year CD $1,000.00 0.10% 0.10%
13 Month CD $5,000.00 0.10% 0.10%
15 Month CD $1,000.00 0.15% 0.15%
18 Month CD $1,000.00 0.15% 0.15%
2 Year CD $1,000.00 0.20% 0.20%
2 1/2 Year CD $1,000.00 0.30% 0.30%
3 Year CD $1,000.00 0.50% 0.50%
4 Year CD $1,000.00 0.60% 0.60%
5 Year CD $1,000.00 0.75% 0.75%

Individual Retirement Account

Start planning for retirement by opening an IRA. A minimum balance of $1,000 is required to open. See one of our account representatives to learn more about this great way to save money.

Account Product Name Minimum Opening Deposit Interest Rate Annual Percentage Yield
7 Month IRA $5,000.00 0.05% 0.05%
9 Month IRA $1,000.00 0.05% 0.05%
1 Year IRA $1,000.00 0.10% 0.10%
13 Month IRA $5,000.00 0.10% 0.10%
15 Month IRA $1,000.00 0.15% 0.15%
2 Year IRA $1,000.00 0.20% 0.20%
2 1/2 Year IRA $1,000.00 0.30% 0.30%
3 Year IRA $1,000.00 0.50% 0.50%
4 Year IRA $1,000.00 0.60% 0.60%
5 Year IRA $1,000.00 0.75% 0.75%

 

Annual Percentage Yield (APY) are based on simple interest. Stated APY's are effective as of August 1, 2014 and are subject to change without notice. Penalties may be imposed for early withdrawal. Fees may reduce earnings.